Superannuation 101
Whether you're early in your career or seeking a refresher, our article covers the basics of super contributions, tax advantages, and the importance of investment strategies all with practical examples.
Raising Capital in Australia
Raising capital in Australia is a multifaceted process governed by strict regulations to ensure compliance and protect investors. This article explores the various methods individuals and companies use to pool funds for ventures, ranging from simple informal agreements to sophisticated structures like unit trusts. It outlines the legal requirements, exceptions, and specific rules for different types of entities involved in capital raising.
Understanding and Preventing Credential Stuffing Scams
The convenience of online services has come with the ever-present challenge of protecting personal information. One prominent threat that you, as an internet user, face in Australia is credential stuffing. In this article, we will clarify what credential stuffing is, outline the risks, and provide insights into how you can prevent and protect against this cyber threat.
Generation Z: Mastering financial success for a better future
After a Financial Planning conference, I was left thinking about the next generation as a whole and where their current view on financial advice stands, so I asked them.
I organised a survey aimed at Generation Z (1997-2012) and here is what I found. - Written by Emily Oliveira
Why I use Wise Cards for International Travel & Business
We hope this encourages you to explore your options with travel cards so you can reduce hassles and fees to give you more time and money for your trip!
Sept 2023 Quarterly Report for the AAM Diversified Agriculture Fund
The September 2023 Quarterly Report for the AAM Diversified Agriculture Fund (ADAF) was released a few weeks ago and we have summarised the key points below.
Why share price doesn’t matter
It’s important that you understand why the share price of a company does not matter so you avoid ending up making poor decisions.
The long-term benefits of financial planning
Financial freedom and a healthy work/life balance is something we value greatly for our clients, as they are interconnected.
We strive to set up financial plans and structures that simplify the management of our clients’ finances so they can focus on leading a fulfilling life of choice.
Why care about your superannuation?
Superannuation is a form of retirement savings that is mandatory for most Australian workers. It is designed to provide income in retirement to replace or supplement the Age Pension. While superannuation may not be at the forefront of your mind when you're younger, it's essential to consider how maximising your superannuation will benefit you in retirement. Here are some reasons why.
2022 Merry Christmas from Ballingers!
From the team at Ballingers, we’d like to say thank you for a fantastic year.